关于金钱的英语文章阅读

2017-03-09 12:12

在私有制社会,金钱的重要地位是无可替代的。它无处不在,任何人都要和它打交道并受到它的影响。下面是小编带来的关于金钱的英语文章阅读,欢迎阅读!

关于金钱的英语文章阅读

关于金钱的英语文章阅读篇一

Teaching Children Money Habits for Life

The life-long benefits of teaching children good money habits make it well worth the effort. Children who are not taught these lessons pay the consequences for a life-time. Some parents don't teach children about money because they think they shouldn't talk about money with children, don't have the time, or think they don't have enough money. Parents should take the time to teach children about money regardless of their income and should start when children are young.

Most people have strong feelings and opinions about money, based on childhood experiences and the values and beliefs of their families. Most often, these experiences, values, and beliefs are different for each parent. It is vital for the healthy development of children that parents talk about these feelings and opinions and establish a consistent approach to teaching children about money.

Here are some guidelines parents can keep in mind as they begin the financial socialization of their children:

Guide and advise rather than direct and dictate how the child's money should be used.

Encourage and praise the child rather than criticize and rebuke actions taken.

Allow children to learn by mistakes and by successes.

Be consistent while taking children's differences into account.

Include all family members in money management discussions, decision making, and activities as appropriate for their age.

Explain to children what they can and cannot do and the consequences of violating the limits.

As children get older increasingly include them in discussions of limits and consequences.

Expect all family members to perform unpaid, routine household chores based on their abilities.

Express your desire to have things you can't afford. Children need to know that parents say “no” to themselves, too.

花些力气教会孩子们良好的花钱习惯是非常值得的,因其带来的好处是使他们受益一生的。没有受过这些金钱教育的孩子们将一辈子为此付出代价。有些父母不和子女谈论金钱,因为他们觉得不应该和小孩子谈论金钱,觉得没有时间,或者是认为他们没有足够的钱。作为父母,不论他们的收入如何都应该花时间教导子女有关钱的问题。

大部分人对金钱所持有的固有的感受和看法都是基于儿时的经历以及家庭的价值观和信念。多数情况下,每个父母的这些经历、价值观和信念都是不同的。父母谈论这些感受和看法并建立起一条前后一致的树立子女金钱观的途径对于孩子的健康成长非常重要。

父母在同子女进行金钱交流时应该记住以下几点:

引导和建议而不是指挥和命令孩子如何花钱。

鼓励和表扬孩子而不是批评和指责孩子的行为。

允许孩子们通过失败和成功来学习。

在考虑每个孩子的不同特点的情况下,保持(观点和方法的)前后一致。

让每个家庭成员都参加与其年龄相适应的金钱管理的讨论、决定等活动。

向孩子们说明什么能做,什么不能做以及超出限制带来的后果。

随着子女的成长,更多地让他们参与关于限制及后果的讨论。

期待每个家庭成员都无偿地做一些与他们能力相符的家务劳动。

表达你对买不起的东西的渴望。子女需要知道,父母也要对自己(的需要)说“不”。

关于金钱的英语文章阅读篇二

Does money buy happiness?

Does money buy happiness?Not.Ah,but would a little more money make us a little happier?Many of us smirk1) and nod.There is,we believe,some connection between fiscal2) fitness and feeling fantastic.Most of us would say that,yes,we would like to be rich.Three in four American collegians now consider it “very important” or “essential” that they become “very well off financially.” Money matters.

Well,are rich people happier?Researchers have found that in poor countries,such as Bangladesh,being relatively well off does make for greater well-being.We need food,rest,shelter and social contact.

But a surprising fact of life is that in countries where nearly everyone can afford life’s necessities,increasing affluence matters surprisingly little.The correlation between income and happiness is “surprisingly weak,” observed University of Michigan researcher Ronald Inglehart in one 16-nation study of 170,000people.Once comfortable,more money provides diminishing returns.The second piece of pie,or the second $100,000,never tastes as good as the first.

Even lottery3 winners and the Forbes’ 100wealthiest Americans have expressed only slightly greater happiness than the average American.Making it big4) brings temporary joy.But in the long run wealth is like health:its utter absence can breed misery,but having it doesn’t guarantee happiness.Happiness seems less a matter of getting what we want than of wanting what we have.

Has our happiness floated upward with the rising economic tide?Are we happier today than in 1940,when two out of five homes lacked a shower or tub?When heat often meant feeding wood or coal into a furnace?When 35percent of homes had no toilet?

Actually,we are not.Since 1957,the number of Americans who say they are “very happy” has declined from 35to 32percent.Meanwhile,the divorce rate has doubled,the teen suicide rate has nearly tripled5),the violent crime rate has nearly quadrupled6)(even after the recent decline),and more people than ever(especially teens and young adults)are depressed.

I call this soaring wealth and shrinking spirit “the American paradox7).”More than ever,we have big houses and broken homes,high incomes and low morale,secured rights and diminished civility.We excel at making a living but often fail at making a life.We celebrate our prosperity but yearn8) for purpose.We cherish our freedoms but long for connection.In an age of plenty,we feel spiritual hunger.

by David Myers

金钱能买幸福吗?

金钱能买幸福吗?不!但是多一点儿钱是不是会令我们多一点儿幸福呢?对此,我们中的很多人会嘿嘿一笑并点头同意。我们相信,物质富裕与精神愉悦间存在着某种关联。大多数人会说,是的,我们希望富有。当今3/4的美国大学生认为“经济上很富足”是“十分重要的”或“必要的”。金钱确实重要。

那么富人就更幸福吗?研究人员发现在贫穷国家,如孟加拉国,相对的富有确实能够带来较大的安康。我们需要食品、休息、住房以及社会交往。

但是一个令人惊讶的事实是,在那些几乎人人都丰衣足食的国家中,更加富足并没有什么重要意义。收入与幸福的相互关系是“微乎其微”,密歇根大学研究员罗纳德·英格利哈特在一项对16个国家17万人的调查报告中就是这样说。人们一旦生活舒适,更多的金钱所带来的幸福感便会递减。第二张饼不如第一张香,第二次获得10万美元不如第一次那样兴奋。

即使彩票中奖者以及《福布斯》杂志选出的前100名最富有的美国人都表示,比起一般的美国人,他们只是略感幸福而已。发大财能够带来短暂的快乐,但从长远来讲,财富就如同健康:完全没有,会带来苦难,但是有了却不一定能够保证幸福。幸福似乎并不意味企图得到我们想要的东西,而意味着想要我们已有的东西。

我们的幸福是否伴随着经济浪潮上涨了呢?回顾1940年,2/5的家庭没有淋浴或者浴缸,取暖通常意味着向炉子中添加木块或者煤块,35%的家庭没有卫生间。同那时相比,今天的我们是否多了一分幸福?

实际上,我们并没有。自1957年以来,声称自己“非常幸福”的美国人已经从35%降到了32%。同时,离婚率翻了一番,青少年自杀率增长了近2倍,暴力犯罪率上升了近3倍(即便最近有所下降),情绪消沉的人数(尤其是青少年)超过了以往任何时候。

我把这种飞速增长的财富和不断萎靡的精神称之为“美国矛盾”。这种情况现在甚于以往任何时候:我们得到了大房子,但却换来了家庭的破裂;我们得到了高收入,但却降低了道德水准;我们得到了有保障的权利,但却渐渐失去了礼仪。我们善于谋生,但却往往不会营造生活。我们庆祝取得的成功,但却感到缺乏目的。我们珍视个人的自由,但却又渴望着与他人交流。在这个物质财富充裕的时代,我们感到精神上的饥渴。

关于金钱的英语文章阅读篇三

青少年该如何看待金钱

It is never too early for you to learn about the value of money as a teenager. Many teens have no concept what it takes to earn money or what it costs to live. Lifestyle may have an influence on how you understand money since this is especially true for teens from affluent families. If you live in low income area like other teens you may often struggle to obtain money sometimes resorting to criminal acts to get money when you need it. The following article discusses some important things about teens and money issues including:

认识金钱的重要性,对作为青少年的你来说,绝不会过早。许多青少年对赚钱的目的或生活的开销一点概念都没有。生活方式可能对你如何了解金钱会有所影响,因为这对富裕家庭的孩子来说特别正确。如果你生活在低收入地区,和其他青少年一样,你得经常努力奋斗去赚钱。有时,当你迫切需要钱的时候会采取犯罪行为来获取金钱。下面的文章将讨论一些关于青少年和金钱问题的重要方面。

When you're given money you should learn how to handle the money wisely. While some teens are taught at a young age to save what they have other teens have no idea how to keep a dime in their pocket and will spend their money on the first thing they see. You need to learn good money habits as soon as you have money of your own through work or other sources.

当别人给你钱的时候,你必须学会如何聪明地理财。有些青少年很小的时候,就被教育要积攒他们手头拥有的东西,其他的则不知如何把钱-哪怕一毛钱存在口袋里,而且他们会把钱花费在第一眼看到的东西上。一旦你通过工作或其他渠道获得属于自己的钱,你必须养成存钱的良好习惯。

Earning Extra Money

赚取额外的钱

If you are a teen looking to get some extra money you have some options available. If you have not saved money in the past you will be starting from scratch. It is possible for you to earn money by doing odd jobs around the neighborhood such as mowing lawns and babysitting. Some teens will even start their own lawn care business and that's an idea you can use. Pet walking and pet sitting is also another great way for teens to earn money until they are old enough to get a job; so consider these ideas!

如果你是个希望获得额外金钱的青少年,你有几个可行的选择。如果你以前没有存过钱,从零开始存钱。你可以在家里附近做兼职赚钱,如割草和照看婴孩。有些青少年甚至开始做草坪保养生意,这个主意你可以使用。在青少年长大从事工作之前,带宠物散步和照顾宠物也是他们赚钱的另一个重要法宝。认真考虑这些方法吧!

Saving Money

存钱

When teens have found a way to earn money they should start saving some of what they earn. Remember good money habits start young! If you have a bank account you can deposit some of your earnings there. However you may also have an account managed by your parents that you aren't given access to until you are a certain age. Another way to save your money is to have a place in your room where you can safely keep the money they have earned. Even though your will have access to this money at all times you will be able to see how much they have earned and can keep some money put aside.

当青少年发现赚钱的方法,他们必须积攒一些赚到的钱。记住,良好的存钱习惯从小开始!如果你有个银行帐户,可以把一些赚到的钱存放进去。不过,你也可以拥有一个由父母管理的帐户,这个帐户在你达到一定的年龄之前是不准许使用的。另一个存钱的方法是:在你房间里找一处地方,可以安全存放你赚到的钱。即使任何时候你准许支配这些钱,你仍可以知道已经赚了多少钱并且保持一定的储蓄。

Learning Value

认识钱的重要性

It is very common for teens to not understand the value of money. This is generally because they have not had to work for their money. You may receive it in gifts from family members and friends.

青少年普遍不了解钱的重要性。这是因为一般情况下,他们都不必为了钱而工作。他们可以通过家庭成员和朋友送的礼物获得金钱。

Teaching Value to Young Teens

教育年幼的青少年钱的重要性

Your parents and other adults in your life should teach you how to manage your money. Once you have found a way to make money the best thing is for you to have a savings account. Each time you earn some money part of the amount should be deposited into the account. This will teach you how to save and will also show them that they are being rewarded for your work by having the ability to watch their account grow. If someone in your life tries to teach you these tricks of money management make sure you pay attention!

你的父母和其他父辈必须教你如何理财。一旦你发现赚钱的方法,最好就是开一个储蓄帐户。每次你赚到钱,一部分就要存放到这个帐户上。这样将教会你如何存钱,而且可以通过看到帐户金钱数目的增长,反应出这些钱是由于你的工作而所得到的回报。如果有人试图教你理财的技巧,确保专心地学习!

Older Teens and the Value of Money

年长的青少年和钱的重要性

It can be harder to learn the value of money by the time you are 15. You might find that you want to buy the latest things on the market and you might not be so concerned about the value of money or what these items truly cost. If you are in this age group and do have a part-time job you're allowed to spend some of your money but do need learn! Having an ATM card can help you learn how to manage your own money and realize that you can only spend what you have earned. Once the money is gone it's gone!

当你15岁的时候,懂得钱的重要性是比较困难的。你会想要买市场上最新潮的东西,而且不会太关心钱的重要性或这些东西的真正价格。如果你是在这个年龄阶段,而且有份兼职工作,你可以花一些钱但必须学习!拥有一张ATM卡能够帮助你学习如何管理自己的钱,并且让你认识到只能花费自己赚到的钱,一旦把钱花出去,就一去不复返了!